Terms of Service

Effective Date: 13. 10. 2024

1. Introduction

Welcome to FinGather! These Terms of Service ("Terms") govern your use of the FinGather website and application ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree with these Terms, you may not use our Services.

2. Eligibility

To use FinGather, you must be at least 18 years old. By using our Services, you represent and warrant that you are 18 or older and have the legal capacity to enter into these Terms.

3. Account Registration

You may be required to create an account to use certain features of the Services. You agree to:

  • Provide accurate and complete information during registration.
  • Keep your account credentials confidential and not share them with anyone else.
  • Be responsible for all activities that occur under your account.

If you believe your account has been compromised, you must notify us immediately at [support@fingather.com].

4. Use of the Services

You agree to use FinGather for lawful purposes only. You may not:

  • Use the Services in any manner that violates any applicable laws or regulations.
  • Attempt to gain unauthorized access to any part of the Services or another user's account.
  • Distribute viruses, malware, or any harmful code through the Services.
  • Reverse-engineer, modify, or create derivative works based on the Services.

5. Investment Data and Financial Information

FinGather provides tools to analyze and manage your investment portfolio. However, the information and data provided by FinGather are for informational purposes only and do not constitute financial, investment, or legal advice. You are responsible for conducting your own research and making your own financial decisions.

FinGather is not responsible for any financial losses or decisions made based on the information provided by the Services.

6. Fees and Payments

Some features of FinGather may be offered on a paid basis. If applicable, you agree to pay any fees associated with your use of the Services. FinGather reserves the right to change its fees at any time, and you will be notified of any changes in advance.

All payments are non-refundable unless otherwise stated in our refund policy.

7. Third-Party Services and API Connections

FinGather may allow you to connect to third-party services (such as Trading212) via API. By using these connections, you agree to comply with the terms of those third-party services. FinGather is not responsible for any data or interactions between you and these third parties.

8. Intellectual Property

All content, logos, trademarks, and other intellectual property used in FinGather are the property of FinGather or its licensors. You may not use, reproduce, or distribute any of this content without our prior written permission.

9. Termination

We may suspend or terminate your access to the Services at our sole discretion, with or without cause, including if you violate these Terms. Upon termination, your right to use the Services will immediately cease. Any outstanding obligations under these Terms, including payment obligations, will survive termination.

10. Disclaimer of Warranties

The Services are provided "as is" and "as available." FinGather makes no warranties, express or implied, regarding the reliability, accuracy, or availability of the Services. We do not guarantee that the Services will be uninterrupted, error-free, or free from harmful components.

To the fullest extent permitted by law, we disclaim all warranties, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Limitation of Liability

To the maximum extent permitted by law, FinGather and its affiliates, directors, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising out of or relating to these Terms or the Services will not exceed the amount you have paid to us in the past 12 months (if any).

12. Indemnification

You agree to indemnify and hold harmless FinGather, its affiliates, and its employees from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of your use of the Services or your violation of these Terms.

13. Changes to the Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page, and the "Effective Date" will be updated. Your continued use of the Services after such changes constitutes your acceptance of the new Terms. We recommend reviewing these Terms regularly to stay informed of any updates.

14. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Czech Republic without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Services will be resolved through binding arbitration in [Czech Republic, except for claims that can be brought in small claims court.

15. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: info@fingather.com